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Court Says Routine Mammogram Is Not A Pre-Existing Condition

Sometimes short-term health insurance companies claim that inconclusive diagnostic tests that occur before the date of the short term policy are pre-existing conditions. This illustrates how broadly these insurance companies will interpret the meaning of pre-existing condition. A recent Eleventh Circuit case (Jones v Golden Rule Insurance Company) illustrates this practice. Jones v Golden Rule […] Read More

Short-Term Insurance Plans Ruling Will Drive Up Costs and Lower Coverage Availability for the Sick

Despite many major health care groups opposing the expansion of eligibility for short-term duration health insurance, federal regulators decided to go through with approving the regulation. Originally, these plans were only allowed to be used for up to three months, with no renewals possible. The new ruling has changed things so that people can have […] Read More

Short Term Insurance Policies: What Alabama Residents Should Know

Short Term Limited Duration insurance policies were originally created as an option for individuals who are between health insurance plans, such as temporary unemployment or reaching an age where a parent’s insurance no longer covers someone.  While they are less expensive than Affordable Care Act (“ObamaCare”) Plans, they cannot be renewed, (a new policy and […] Read More

Short-Term Insurance Plans Ruling Will Drive Up Costs and Lower Coverage Availability for the Sick and Afflicted

Despite many major health care groups opposing the expansion of eligibility for short-term health insurance, federal regulators have decided to go through with approving the bill. Originally, these plans were only allowed to be used for up to three months, with no renewals possible. The new ruling has changed things so that people can have […] Read More