You work hard. You are responsible. You purchased health insurance. You went to the hospital for an emergency visit. Your insurance will take care of it, right? Maybe not. We see more and more people who have been left with devastating medical bills after an emergency visit to the hospital. This can happen for several […] Read More

The recent Massachusetts disability insurance case of Metropolitan Life Insurance Company v. Cotter gives a good example of the pitfalls that an insurer can face when dealing with an insurance company. This case involved an “own occupation” disability policy, which is disability insurance that pays benefits when an insured becomes disabled and is unable to return […] Read More